Finance

Here are the 4 things (and all you need) to know about personal finance. 

Like it or not, personal finance begins with planning. Even though I don't keep a detailed budget, I have set limits on how much I will spend each month. 

This is not something I do well, but I learn some real wisdom from families who keep pie budgets. Very interesting, check it up!

You know what they say, live below your means. That is not the only way to be financially secure (some people do win jackpot) but the 100% sure way to be financially secure. 


There are many forms of investing and anything that reaches the retail market is actually the last piece of the pie. Nevertheless, I want to avoid complexity by investing only in equity or exchange-traded fund. Or a non-conventional brick investing.

What does it mean to be a middle class in Malaysia? How much do you need to retire? 
Hard questions like these.

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